Institutional expertise. Competitive pricing. Personal attention.
Thoughtful loan structuring. Direct, hands-on service. We help real estate investors, developers, and property owners find financing designed around their goals.
Big-firm expertise. Boutique-firm attention.
At Purlieu City Partners, clients receive direct, personal attention backed by decades of experience in investment management and real estate finance. We take the time to understand the transaction, evaluate the options, and stay engaged through closing.
From investment acquisitions and renovations to stabilized rental portfolios and commercial properties, our focus is finding financing structures aligned with each transaction’s objectives.
Financing is subject to underwriting, lender approval, product availability, and applicable licensing requirements.
More options. More attention. A better financing experience.
Multiple Wholesale Channels
We evaluate financing opportunities across multiple wholesale lending relationships to identify competitive programs and structures for each transaction.
Competitive, Flexible Pricing
Our flexible approach allows us to compete on rates, points, fees, and overall terms—without promising that every offer can be beaten.
Personal Attention
Work directly with an experienced financing professional who understands your objectives and remains accessible from initial review through closing.
Before you commit, let us compete.
Have an existing financing proposal? Give Purlieu the opportunity to review it. We can compare interest rate, points, fees, leverage, prepayment provisions, and loan structure to determine whether another wholesale lending option may better fit your transaction.
A comparison is not a guarantee of lower pricing or loan approval. Do not send Social Security numbers, account statements, or other sensitive personal information through email.
Compare My Loan OfferLook beyond the headline rate.
Interest rate & APR where applicable
Origination points & lender fees
Loan proceeds & leverage
Prepayment terms
Closing timeline & execution certainty
Send us the key terms of your offer, and we will discuss where we may be able to compete.
Financing for every stage of the investment.
Solutions for acquisition, repositioning, development, stabilization, and long-term ownership.
DSCR & Rental Loans
Long-term financing for eligible income-producing residential investment properties and portfolios.
Fix & Flip
Acquisition and renovation financing designed for value-add investors.
Construction
Ground-up and rehabilitation capital for qualified development projects.
Bridge Financing
Short-term financing for acquisitions, refinancing, and transitional assets.
Commercial & Multifamily
Financing solutions for multifamily, mixed-use, and commercial real estate.
Cash-Out & Portfolio
Capital solutions for established owners seeking liquidity or portfolio growth.
Evaluate the numbers.
DSCR Estimator
Illustrative only. Uses monthly gross rent divided by estimated monthly debt service (principal, interest, taxes, insurance, and HOA).
Fix & Flip Estimator
Illustrative financing sizing, not a loan offer. Assumes 90% purchase financing, up to 100% rehab financing, and a 70% ARV cap.
Cap Rate Calculator
Estimate a property’s annual operating return before financing. Cap rate = annual net operating income (NOI) ÷ property value.
Include property taxes, insurance, maintenance, management, owner-paid utilities, and HOA fees. Exclude mortgage payments, depreciation, income taxes, and capital improvements.
Enter annual figures. Vacancy is deducted separately; avoid counting it again in operating expenses. This estimate reflects the inputs you provide.
Louisiana home financing.
Residential mortgage financing assistance for eligible Louisiana homebuyers and homeowners, including purchases and refinancing.
Jessica Jones
Louisiana Residential Lending Professional
Jessica Jones is one of our Louisiana lending professionals, helping homebuyers and homeowners explore residential purchase and refinance options in Louisiana.
Residential mortgage services are not offered in New York. Product and licensing disclosures will be finalized before publication.
Investment & commercial coverage
Financing solutions in eligible U.S. markets, excluding North Dakota, South Dakota, Idaho, Wyoming, Montana, and the City of Baltimore, Maryland.
Coverage is subject to product-specific restrictions, applicable law, and lender availability.
Meet the people behind your financing.
Personal attention. Experienced guidance. Support through closing.
Tell us about your next transaction.
Share the fundamentals of your financing scenario. We’ll review the opportunity and discuss potential next steps.
This preview uses an email-based inquiry form. A secure production form with spam protection and a privacy policy should be configured before launch. Please do not submit Social Security numbers or other sensitive financial information.
Let’s discuss what’s possible.
Timothy R. Pratt
Managing Partner
Tim brings more than 20 years of experience in investment management and real estate finance, including roles at Goldman Sachs and Credit Suisse. He holds an MBA from UNC–Chapel Hill and a bachelor’s degree from Adelphi University. Clients work directly with Tim from the initial financing review through closing.
Timothy R. Pratt
Timothy brings more than 20 years of experience in investment management and real estate finance, including roles with Goldman Sachs, Credit Suisse, and the National Football League’s financial literacy initiatives. He holds an MBA from UNC–Chapel Hill and a BA from Adelphi University. His approach combines institutional experience with direct, personal attention to each transaction.
Contact Timothy
Jessica Jones
Jessica helps Louisiana homebuyers, homeowners, and real estate investors find financing that fits their goals. From purchasing a primary residence to refinancing a rental property or financing an investment acquisition, she takes time to understand the transaction and explain the available options in clear, practical terms. Her approach combines personal attention, responsive communication, and hands-on guidance from the first conversation through closing. Jessica holds a bachelor’s degree in Business Finance from Southern University.
Contact Jessica
Jeremy Chin
Jeremy supports the underwriting review process, helping evaluate financing files and coordinate requirements with the team. He holds a degree in mathematics from the University of Chicago.
Contact Jeremy
Ayana Slade
Ayana brings more than two decades of experience across financial services, risk review, quality assurance, and client service. Her background includes roles at J.P. Morgan, EverBank, and NEFCU, as well as senior leadership at 1-800-Flowers.com, where she directed quality, training, and customer experience initiatives. At Purlieu City Partners, she applies that experience to business development and processing, helping build client relationships, coordinate documentation, and keep transactions moving with care and attention to detail. Ayana holds a Bachelor of Science and a Master of Arts in Public Administration from St. John’s University. She is also a New York State Notary Public.
Contact Ayana
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